My job is to plan for catastrophe, yet Jane’s story was an echo of my own. My mother, a fiercely seniors independent and proud woman, worked until she was 86 years old; but after she was forced into a senior nursing home care at age 93, she died within weeks. Ethel enjoyed a long life. Its end was certainly not a direct result of the loss of independence and personal dignity she experienced in the nursing home. But if I had helped her plan for her very old age, she might have spent her last months surrounded by neighbors and friends, instead of professional caretakers. (more…)

In an average, the life expectancy of women is 80 and 77 for men as shown in the US research during the late 1990s. This statistics illustrates that women outlive men in various reasons. The most common risks to senior safety are cited in the seniorjournal.com, which includes chronic heart failures such as heart attacks and chronic ischemic heart diseases. The second most common risks (more…)